The Ratnakar bank was established with an objective to meet the needs of low and middle income segment of the society, so as to promote trade and commerce in this segment. The bank was founded in 1943. Headquartered in Kolhapur, the bank has more than 100 branches and 58 ATMs in several states.
The bank offers banking products and services like deposit products, loans, working capital finance, merchant banking, leasing finance, venture capital funds, insurance, depository and dematerialization, ATM Services, and even credit counseling services.
The Ratnakar Bank Customer Care is available 7 days a week for assistance with all services and products. For any kind of
complaints against Ratnakar Bank, customers can fill and online application, or send a mail to the branch manager of the concerned branch. All consumer complaints are resolved within 10 days at the branch level, and if escalated, within maximum thirty days by the grievance redressal officer.